Protecting the privacy and confidentiality of information about our customers and/or their employees is very important to VCS Group Inc. VCS Group complies with the various consumer privacy and security regulations including the Gramm Leach Briley Act (GLBA), HIPAA and FACT ACT. Accordingly, we strive to comply with each of the following practices in everything we do:

1. We work to ensure information integrity and security. We use technology tools and design in our business practices to help ensure that the personal information of our customers and/or their employees is properly gathered, stored and processed. We also work to maintain the security of, and internal and external access to, the personal information of our customers and/or their employees through the use of technology and our business practices.
2. We do not sell, rent, lease or otherwise disclose personal information of our customers and/or their employees for purposes unrelated to our products and services. The personal information of our customers and/or their employees is of paramount importance to us. Therefore, we provide this information only to our employees, and third parties as required allowing them to help us develop and provide our insurance and employee benefit products and services.
3. We expect our employees to respect the personal information of our customers and/or their employees. VCS Group has business policies and practices in place to help ensure that our employees carry out these practices and otherwise protect personal information about our customers and/or their employees. Employees are subject to censure, dismissal, or termination for violation of these policies.

Confidentiality and Security

VCS Group and employees will safeguard, according to strict standards of security and confidentiality, any information we collect, receive, or maintain about VCS Group's customers and/or their employees. VCS Group maintains administrative, technical, and physical safeguards to ensure the security and confidentiality of our customers and/or their employees information and records, to protect against anticipated threats or hazards to such records, and to protect against unauthorized access to or use of such information or records.

Internally, VCS Group limits access to our customer's and/or their employees information to only those employees who need access to the information to perform their job functions. Employees who misuse information are subject to disciplinary actions. Externally, we do not disclose customer and/or their employees information to any third parties unless we have previously informed customer and/or their employees of the disclosure, have been authorized to do so by the customer and/or their employees, or are required or permitted to make the disclosure by law or our regulators.

If you wish to have a more detailed explanation of our information and privacy practices, please contact:

VCS Group Inc.
Attn: Security Compliance Officer
109 West Main Street
Suite 201
Somerset, PA 15501
(814) 445-4943

VCS Group Inc. believes protecting our customers and/or their employees identities is good business. VCS Group business practices meet the requirements of the Compliance Assured™ Identity Protection Program. VCS Group maintains the "Compliance Assured" Seal of protection. The Compliance Assured Seal is an important consideration when selecting an agent and insurance solution.

VCS Group recommends the following ways for you to protect your identity:

• Don't give out your social security number and/or personal information
• Don't use PIN numbers when making purchases
• Exercise caution online
• Be careful with your email
• Guard your trash
• Check your credit report regularly, go to annualcreditreport.com
• Buy credit checking service
• Remove personal information from old computers
• Google sites for more preventative information